Some people in a production are replaceable, whereas others, such as the director, actors or cameramen, are not. With cast insurance, the production is insured against accident, illness or even death of the persons insured.
This means that the additional costs arising in such a case due to interruptions or the costs already expended if the production is called off are refunded to the producer.
This risk is generally covered in the scope of a bundled film policy. A checklist can be downloaded under "Bundled Film Policy".
We are always happy to provide competent assistance should you have any questions.